Lawrence Gatt

Thinking of Travelling to Malta – Medical Costs


Maltese Nationals travelling to Malta with a valid Maltese Passport can avail themselves of any Public Health Service at No Cost, and this includes services provided by the Local Public Health Centers and the Public Hospitals in Malta and Gozo.  If Maltese citizens visit Private Health Clinics situated all around the Maltese Islands, then since they are private, they have to pay for such services but if one is covered by a Travel Insurance, they would be able to claim such expenses with their Insurer upon their return to Australia.

If travellers go to Malta with their Australian passport and they do not possess a valid Maltese Identity Card, then, the below Bilateral Health Agreement provisions apply:

Visiting Malta

The Reciprocal Health Care Agreement (RHCA) we have with Malta may cover some of your medical costs in Malta’s public health system. To be eligible it must be:

  • essential care that can’t wait till you get home
  • within 6 months after the day you arrive.

What’s covered:

The agreement covers care in a government hospital which includes:

  • operations
  • medicine
  • nursing care
  • accommodation
  • meals.

It also covers hospital out-patient care provided by:

  • specialists in government service
  • care at a health centre from a public doctor or nurse
  • ambulance travel to hospital in an emergency
  • necessary immediate dental care provided by government hospital.

The agreement doesn’t cover:

  • dental work that isn’t urgent, for example fillings
  • dental prostheses and appliances, your travel insurance may cover some of these and other extra costs.
  • doctor or medical services obtained from private practices, private hospitals and private clinics.

Interpreter Scholarship Program NSW

NSW Interpreter Scholarship ProgramThe NSW Government is offering scholarships to residents of NSW to undertake an accredited interpreting course with UNSW and receive mentoring and employment with Multicultural NSW Language Services.Applications are currently open until 05 November 2021 for people who speak in-demand, established languages.People who speak Croatian, Greek, Hungarian, Indonesian, Italian, Lao, Macedonian, Malay, Maltese, Nepali, Portuguese, Romanian, Serbian, Swahili, Tagalog, Thai, Turkish and Vietnamese are invited to apply. Please click here to read about the scholarship eligibility and how to apply.Further information is available on the Multicultural NSW website. Please click here to go to their website, or here to download a flyer with additional information. This course is 120 hours in duration to be delivered online and face to face at UNSW in Sydney. It is due to begin in February 2022 and will be both online (20 weeks) as well as face to face on 8 Saturdays at UNSW in Sydney. Please click here to download a FAQ flyer for additional information.

Join us on our Facebook Group

Join us Maltese Welfare NSW for the latest information and events on our facebook Group, Stay in touch with the Maltese Community in NSW.

Open facebook and in Search facebook type in Maltese Welfare in NSW and ask to Join.

or link

Listen to 2GLF-fm Radio – Maltese Community Council of NSW

89.3fm 2GLF-fm – Sunday Mornings from 10:00am🎙️ Join us the Radio Team of the Maltese Community Council of NSW this Sunday on 2GLF-fm 89.3 at 11:00am for a program from the Maltese community in NSW, news from the Islands of Malta and other interesting topics 🇦🇺🇲🇹🎶 Tune in at 10am for an hour of Maltese Voices – music with Marthese Caruana 🎶🎙️🎧🇲🇹🇦🇺Live 89.3fm 2GLF-fm Line Demand

Paper Record/Proof Covid-19 Vaccination

Community Notice Please share to your friends in our community who are not tech savvy or don’t have a myGOV account but they need a *paper record/proof of their COVID-19 vaccination*They can call the Australian Immunisation Register on 1800 653 809, provide their details such as name, Medicare card etc. and they will post one out to you.Currently there is a 14 to 28 day wait for it to arrive in the post.

Learn Maltese Online

Maltese Seniors Social Welfare Day Groups

Source: The Voice of the Maltese

Llandilo Maltese Seniors
Meets on the first Wednesday of each month at the Llandilo Community Hall, 257 Seventh Avenue, Llandilo 11am to 1.00pm. Group holds regular Information Sessions/Workshops & Bus Trips. Group Leader: Helen Azzopardi.

Daceyville Maltese Seniors
Meets the last Wednesday of the month in Meeting Room One, No. 3 General Bridges Crescent, Daceyville. Note: The
Groups also arrange regular Bus Trips. Join us and make new friends. Group Leader: Doris Scicluna

Merrylands Social Maltese Seniors
Meets every second Friday of the month. Miller Room, Memorial Avenue
Merrylands from 10.30am to 12.30 pm. Group Leader: Salvina Falzon.

Greystanes Maltese Seniors
Meets on the second Monday of each month at the George Preca Parish Centre Our Lady Queen of Peace (OLQP)
Church, 198 Old Prospect Road, Greystanes from 10 am to 12 noon. Group holds regular Information. Sessions/Workshops & Bus Trips. Group Leader: Frances Montesin.

Fairfield Active Maltese Seniors
Meets on the last Tuesday of the Month. Group meets in St Theresa’s Parish Hall, cnr of Stella Street & The Boulevard, Fairfield Heights from 10 am to 12 noon. Group Leader: Dorothy Gatt.

Maltese of Bankstown
Group meets 3rd Wednesday of month in the Bankstown CBD area. Every other 3rd Thursday an outing. Enquiries
call: Sam Galea 0410 269 519.

The Sutherland &St George Maltese Group
Meets First Wednesday of the Month from 10:00am-1:00pm. Meetings/Get Togethers are interesting, informative &
entertaining, so come join us and make new friends. For more information contact our Coordinator: Charles Mifsud JP
Phone (mb 0421 662 298.

*(All Groups are co-ordinated by The Maltese Community Council of NSW) with sponsorship from Multicultural NSW. Please
contact the MCC Welfare Officer: Marisa Previtera JP on 0414 863 123.
The MCC offices are at 59b Franklin Street (Cnr Young St) Parramatta West NSW (next to West Parramatta Primary School).

Beware emails Impersonating myGov

Beware: phishing and investment scams on the rise   Emails impersonating myGov   The ATO and Services Australia have issued a warning about a new email phishing scam doing the rounds. The emails claim to be from “myGov” and include screenshots of the myGovID app. myGovID can be used to prove who you are when accessing Australian government online services.   The scam emails ask people to click a link to fill in a “secure form” on a fake myGov page. The form requests personal identifying information and banking details.   This scam is all about collecting personal information rather than gaining access to live information via myGov or myGovID. ATO systems, myGov and myGovID have not been compromised.   The ATO and myGov do send emails and SMS messages, but they will never include clickable hyperlinks directing you to a login page for online services. If you’ve opened an email that looks suspicious, don’t click any links, open any attachments or reply to it.   The best way to check if the ATO or another government service has actually sent you a communication is to visit the myGov site,, directly (without clicking an emailed link) or to download the myGovID app. You can then log in securely and check your myGov inbox and linked services.   If you’ve received a suspicious email and mistakenly clicked a link, replied and/or provided your myGov login details or other information, change your myGov password and if you’ve provided your banking details, contact your bank.   Cold calls and emails encouraging superannuation rollovers   The Australian Securities and Investments Commission (ASIC) has recently advised it is aware of scams that target Australians and encourage them to establish self managed superannuation funds (SMSFs).   People are cold-called or emailed, and scammers pretending to be financial advisers encourage the transfer of funds from an existing super account to a new SMSF, claiming it will lead to high returns of 8% to 20% (or more) per year.   In fact, people’s super balances are instead transferred to bank accounts controlled by the scammers.   Scammers use company names, email addresses and websites that are similar to legitimate Australian companies that hold an Australian financial services licence. They even use a “legitimate” company to ensure the SMSF is properly established and compliant with Australian laws, including creating a separate SMSF bank account set up in the investor’s name.   The scammers then transfer money from the existing super fund, either with or without the knowledge of the investor, and steal it by using the real identification documents the person has provided to set up the SMSF in an account fully controlled by the scammers.   If you’re contacted by any person or company who encourages you to open an SMSF and move funds, you should always make independent enquiries to make sure the scheme is legitimate. This is especially true if you weren’t expecting the phone call or email!   Always verify who you are dealing with before handing over your identification documents, personal details or money.   Fake news articles touting cryptocurrency investments   ASIC has also received an increased number of reports from people who have lost money after responding to advertisements promoting crypto-assets (or cryptocurrency) and contracts for difference (CFD) trading, disguised as fake news articles.   Some advertisements and websites falsely use ASIC logos or misleadingly say the investment is “approved” by ASIC.   A common scam tactic is promoting fake articles via social media. They look realistic and impersonate real news outlets like Forbes Business Magazine, ABC News, Sunrise and The Project.   Once someone clicks on these advertisements or fake articles, they’re directed to a site that is not linked with the impersonated publication, and asked to provide their name and contact details. Scammers then get in contact, promising investments with unrealistically high returns.   Many of these scams originate overseas. Once money has left Australia it’s extremely hard to recover, and banks and ASIC are unlikely to be able to get it back.   Crypto-assets are largely unregulated in Australia and are high-risk, volatile investments. Don’t invest any money in digital currencies that you’re not prepared to lose, and always seek professional advice when making investment decisions.   Remember that most reputable news outlets, and especially government-funded broadcasters like the ABC, don’t offer specific investments as part of their news coverage.   ASIC does not endorse or advertise particular investments. Be wary of any website or ad that says the investment is approved by ASIC or contains ASIC’s logo – it’s a scam. ASIC does not authorise businesses to use its name and branding for promotion.

Domestic Violence Seminar

Domestic  Violence Seminar

A well-attended and informative  talk was held on Domestic Violence at st George Preca Centre OLQP Greystanes Wednesday 12th May.

Guest speaker Carmel Gauci Family Counsellor, explained what Domestic Violence is and its effects. In particular the emotional and verbal abuse in the family home.

The audience asked many relevant  questions, proving that although Domestic Violence is a difficult topic, we all need to be aware of its consequences.

This information night was scheduled in April 2020 but due to Covid 19 it had to be cancelled.

Maltese Welfare is very pleased with success of the seminar and the recommencement of our normal services to the Maltese Community in NSW.

Above: Audience Below: Carmel Gauci Family Counsellor, Nathalie Gatt President and Maltese Welfare Banner

right: Marie Louise Muscut Sponsor Fiducian Financial Services

right: Frances Montesin Secretary presenting flowers to Carmel Gauci

Thinking of Older Driving Test

Thinking of an older driving test? source The Voice of the Maltese

Getting older is problematic enough without having to front an older driving test. It could be your turn as you reach the vulnerable age of eighty-five.                                                                                                                                          The NSW Transport Road & Maritime   Service will demand special attention when you reach 75 years with medical tests. They remind you that an older driver licencing system is designed to balance the safety of road users and the general community with continuing independence and mobility. You have been driving for about 60 years. At 85 years on the dot, you get a Hobson’s choice. Undertake a practical driving assessment at a testing centre or with a credited driving assessor switch to a modified licence.

Not all 85ers are senile or demented. Nowadays many are still very active and driving a car is as essential as fresh air. It is not the actual driving test that is a killer but the tension, the worry and the anticipation. Behind the wheel, you think you are the lord of the road, you know all the tricks of the trade, but this time you have a driving instructor sitting next to you observing all the moves. Speed zones, speeding, managing your lanes, T intersections, indeed applying all the road rules.

You have gotten used to a few bad habits. As they say, you do not teach old dogs new tricks. But road rules are there to be obeyed. They put you through a road course varying from various speed and roundabouts. It is 20 minutes in duration. During the drive, you will be directed where to drive. Your result will be based on your driving performance in a range of situations and your ability to demonstrate safe driving behaviours. It is stressful. It is the tension, the concentration and what a fail result will mean to your life.

It all end up at the office. You have failed or you have passed. With an unrestricted driving licence, you get a further two years. With a modified licence it will allow you to drive only in your local area where you are familiar with the traffic conditions.